Mosaic was one of the first companies to pioneer solar lending by combining one of the industry’s first 20-year solar loans with a fully digital financing experience. By simplifying the consumer credit application experience and delivering financing options in the home at the point of sale, Mosaic empowered more homeowners to switch to solar. They also were one of the first to introduce a battery-only loan and a 25-year solar loan — and to help homeowners bundle the purchase of solar with other upgrades like a new roof or energy-efficient windows and doors.

Creating the best way to finance clean energy

Mosaic makes financing solar, solar plus energy storage systems, and other sustainable home improvements accessible and affordable for homeowners by providing a fast and easy way to apply for financing options. Customers are referred by approved solar installers and home improvement contractors, as well as other ecosystem partners, and get a credit decision in seconds for no-money-down loans with fixed interest rates and multiple term options.

Mosaic provides a streamlined financing platform to drive sales growth for their network of thousands of solar installers and home improvement contractors. Since 2012, Mosaic has helped more than 330,000 households upgrade to sustainable solutions.

Some of the best approval rates

Mosaic has been offering solar financing options longer than anyone else, which gives them years of historical data. Having more solar loan data than anyone else in the industry means that Mosaic has some of the best approval rates. They also have a less than 5% stip rate with more than 90% of stips reviewed within 10 minutes. That means solar installers can offer Mosaic financing options with confidence — knowing more of their customers will get approved with fewer stipulations.

A vision of 100% clean energy for all

Together with their partners, Mosaic has helped more than 1 million people prosper from clean energy, including homeowners, contractors and their crews, equipment suppliers, and Mosaic employees and their families. The company knows that the more people who benefit financially from transitioning to clean energy, the faster adoption will occur. This helps people, and makes a real impact on climate change. For every $1 billion in loans funded through the Mosaic platform, it results in:

• 374,000 metric tons of CO²e avoided
• 241 metric tons of NOx emissions avoided
• 1 million passenger vehicles off the road over the next 30 years
• 103 metric tons of SOx emissions avoided
• 6.2 million trees grown for 10 years.

Mosaic continues to innovate new products and solutions that address the needs of their partners and helps solar installers to thrive in competitive markets.

To learn more and join Mosaic in their vision, go to joinmosaic.com.

Financing applied for and processed through the Mosaic platform is originated by Solar Mosaic LLC or one of its lending/financing partners. Equal Housing Lender.